Trading Goal Calculator

The trading goal calculator answers one of the most common questions traders have: "How long will it take to grow my account to X?" Enter your current account size, your target, and your consistent monthly return — the calculator tells you exactly how many months and years it will take through the power of compounding.

$
$
%

Your consistent monthly % gain

Months to Reach Goal

48 months

Years

3.9 years

Estimated Goal Year

2030

Required Growth

900%

How to use this calculator

  1. 1

    Enter your current account balance

    Your trading account value today.

  2. 2

    Enter your target balance

    The account size you want to reach (must be larger than current).

  3. 3

    Enter your monthly return

    Your consistent monthly percentage gain. Be realistic — use your actual historical average, not your best month.

  4. 4

    Read the timeline

    The calculator shows months, years, and an estimated goal year based on today's date.

Formula

Months = log(Target ÷ Current) ÷ log(1 + Monthly Return)

Years = Months ÷ 12

This is derived from the compound growth formula: Target = Current × (1 + Rate)^n, solved for n. Taking the natural logarithm of both sides gives: n = log(Target / Current) / log(1 + Rate). The result is in months if you use a monthly rate.

Worked Example

Current account: $10,000 Target: $100,000 (10× growth) Monthly return: 5% Months = log(100,000 ÷ 10,000) ÷ log(1.05) = log(10) ÷ log(1.05) = 2.3026 ÷ 0.04879 ≈ 47.2 months (≈ 3.9 years) At 5% per month, consistently compounded, you turn $10,000 into $100,000 in roughly 4 years. Note: 5% monthly = 80% annually — very high; be realistic with your inputs.

Frequently Asked Questions

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